We offer a comprehensive suite of financial services including global money transfers, secure online savings accounts, virtual and physical debit cards, and seamless business payroll solutions.
Opening an account is simple and fully digital. Just click "Register" at the top of our homepage, fill in your details, complete a brief ID verification process, and your account will be ready in minutes.
We employ bank-grade 256-bit encryption, mandatory Two-Factor Authentication (2FA), and real-time AI-driven fraud monitoring to ensure your data and funds are completely safe from unauthorized access.
To access mobile banking, simply download the PayOne App from the Apple App Store or Google Play Store. Log in using your registered credentials to manage your money on the go.
Yes! The PayOne app includes a dedicated 'Pay Bills' section. You can set up one-time payments, schedule recurring utility bills, and track your payment history seamlessly.
Most international transfers made via PayOne are completed instantly or within a few minutes. However, depending on the recipient's local bank, some transfers may take up to 24-48 business hours.
Daily and monthly transfer limits depend on your account verification tier. Fully verified users (Tier 3) can enjoy significantly higher transfer limits. You can check your specific limits in your Account Dashboard.
PayOne believes in zero hidden fees. We do not charge monthly maintenance fees or minimum balance fees for standard personal accounts.
International transfers cost a small, flat rate of 1.5% per transaction, plus the standard mid-market exchange rate. You will always see the exact fee breakdown before you confirm a transfer.
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